Property Ownership

Whether you’re considering buying your first investment property, or you’re building up your portfolio, getting the right home loan advice to help you maximize the performance of your investment is critical.

Are you looking to repay only the interest to maximize negative gearing? Or do you want to pay off the loan as quickly as possible? Are you planning to use the equity in your home as a deposit? When you talk with your broker you’ll receive all the specialist home loan help you need, taking you through the whole home loan process step by step. Your broker will use their tools to quickly and effectively compare and contrast almost 400 different home loan products from a wide range of lenders to find the investment loan that best meets your objectives.

Although interest rates are constantly changing, property is generally a good investment over the longer term, so if you’ve been thinking about an investment property, now is the time to talk to a specialist Mortgage Choice home loan broker. As well as the possibility of achieving excellent returns, you could also benefit tax-wise from negative gearing. (You’ll need to discuss these matters further with your accountant or financial adviser to see if it’s right for you.)

Of course, it’s also essential to manage your investment wisely. You need to research the market carefully to ensure you decide on the right investment property with high renter appeal, and with the potential for capital growth. You need to be sure you are paying the right market price for the property, that you are charging the right amount of rent and that you conduct regular rental reviews. To help, we’ve put together some property investment tips.

It can be a complex area, but your “Own American Homes” broker is there to help. Contact us today - it’s that simple!